Baccarat is a card game of probabilities between the banker and the player, and the main purpose of the game is to predict whose hand, the banker or the player closest to the value of nine, or you can even bet on the ability to draw. You are free to bet on any of bankers and the player.Online game has only one standard deck of cards,it’s basic rule is same card game.
Because Baccarat has a very small and easy to follow rules online casinos, so you can play easily this game and propability of winning is large. Although there are two versions of the game, North American Baccarat and Punto Banco Baccarat, online baccarat basic rules are the same, and the player closest to nine wins.
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Baccarat History
The popular game of baccarat as we know it today first originated in the Middle Ages where it was played with a deck of tarot cards. Variations of the game existed in Italy before being exported to France. Known as ‘chemin de fer’ the game found popularity amongst the French aristocracy.
Today’s baccarat found its way to the United States from the United Kingdom. The first legal game of baccarat was played in Dunes casino in Nevada after gambling was legalized in 1931. From there baccarat soon spread to casinos throughout Las Vegas, the United States and then the rest of the world.
The rules of today’s baccarat only differ slightly from the original game of chemin de fer. The main difference is that the role of banker is held by a player and rotates around a group of players rather than being the sole responsibility of the casino.
Baccarat has also found a unique place in the hearts and minds of Asian gamblers, thousands of which travel to Las Vegas every year to try their luck at baccarat in the most glamorous casinos. Baccarat enjoys its highest level of popularity in Portuguese Macao, where highly polished baccarat dealers are able to keep mental tabs on the commissions and winnings of each player frequenting the baccarat table.
Baccarat Rules
Learning how to play baccarat is relatively simple and there are many different ways in which to learn. A wealth of information exists online in the form of baccarat tutorials, guides and free software downloads from casinos that will help you to master the game of baccarat in a very short time.
Some simple baccarat rules are discussed below. Bear in mind that you should be familiar with these rules and comfortable incorporating them into your game of baccarat before you visit the baccarat lounge!
The aim of a game of baccarat is to get a hand that is as close to possible as the total sum of nine. For baccarat purposes, king, queen, jack and ten are counted as zero and face cards 2-9 keep their own value. Aces are valued as one. The idea behind baccarat is to obtain a winning pair close to nine, with the first digit of the sum of the pair being dropped. For example, if you had two sevens to total 14, the one is dropped, leaving you with a total of four.
Betting works in baccarat by placing bets on which hand you think will be the winning hand, be it the banker’s or the player’s hand, based on the two card hand they are each dealt. The betting ratio is one to one, or even money. For example, a ten dollar bet earns you an additional ten dollars if you win the bet. A tie has eight to one payout odds.
A baccarat game can be won in the first hand if the pair makes a total of eight or nine. A winning hand in this fashion is known as a ‘natural’ and is the best possible hand you can have in a baccarat game. If a natural is not held by any hand, a further card is drawn to determine a winner.
Most casinos tend to take a commission of around five percent on a banker’s winning hand. Although any player can act as the banker, the odds are in favor of the banker’s hand winning a game of baccarat by 0.18 percent.
The best way to become familiar with the rules of baccarat is to play a game and learn the ropes as you proceed. This is easier to do online than in a real life casino, so it is recommended that you visit a few casinos online to become comfortable with the game.
Baccarat Strategy
Although baccarat like many other casino games is a pursuit based on luck and chance, some basic strategies can be employed in order to increase a player’s chance of winning.
However the only worthwhile strategy that baccarat players can employ to improve their game is the strategy known as score-keeping or card counting. Card counting aims to track the pattern of the cards by determining which cards have already been revealed during the course of play and deducing from them which cards are still yet to reveal themselves at a future stage. Casinos commonly provide scorecards in baccarat lounges in order to assist players with card counting.
However the strategy of card counting can only have a limited amount of success, which is why casinos are hardly threatened by it. Finding patterns and predicting the course of play is no more successful in card games than it is in any other game that relies mostly on chance. Each combination of cards in baccarat is unique and is unable to be influenced by card counting strategies.
Still this knowledge does not perturb baccarat fans, some of whom religiously keep track of the cards in the hope that they may win based on perseverance.
Baccarat Tips
There are three different versions of the exciting card game known as baccarat. Baccarat began in Italy where its name in Italian literally means ‘zero.’ From Italy, baccarat travelled to France to become ‘chemin de fer’ and then later, baccarat as we know it today. From modern day baccarat, the variation ‘baccarat en banque’ was born.
The rules of European baccarat are almost identical to those used in American casinos today. The main difference is the ability of the player to draw or stand on a total of five. The banker is also the dealer in European baccarat, meaning one person is responsible for both functions.
How baccarat en banque differs from European baccarat is in the number of hands available. The bank plays one hand whereas the player has two. Players have the option of betting on either one of two hands but cannot bet on the banker’s hand. The rest of the game runs on American baccarat rules.
The banking rule is also what makes chemin de fer unique from both baccarat and baccarat en banque. The shoe is passed from player to player, creating a rotating bank with no one person taking on the banker’s role permanently. Chemin de fer also permits a player to draw or stand on a total of 5.
When playing baccarat it is important to utilize a basic strategy, which we will discuss below. However first you need to know what you’re up against. The house’s edge on the player winning a game of baccarat is 1.23% whereas the edge on the banker winning is 1.06%. For ties the house edge is 14.05%.
Therefore in order to beat the house, a successful baccarat player needs a strategy. Most strategies are based on methods that seek to predict the next cards that will come into play based on the identity of the previous cards already played. Although these strategies cannot directly influence the state of play, they may at times be able to influence betting.
Card counting is the term commonly applied to the practice of following the course of play to determine which cards are due to surface next. Borrowed from the game of blackjack, card counting has quickly become a baccarat player’s best strategy for making educated bets. Baccarat lounges in most casinos today provide scorecards for baccarat fans to track the cards in a game.
Another popular baccarat strategy is learning which cards are favourable to the player and those that are more favourable for the banker. It is commonly understood that high cards will favor the banker while low cards will favor the player. In card counting many baccarat players keep track of this and place their bets based on the patterns and sequences of the cards. When there are more low cards they will bet on the player and when a greater number of high cards are in play, their bets will be placed on the banker.
Now that you understand the basics of baccarat, it is worthwhile to memorize a few useful tips.
When starting out in baccarat it is useful to study the course of play to develop a feeling for the game. This can be done by keeping a record of wins attributed to both banker’s and player’s hands.
You should also set yourself a limit by establishing a threshold of what you can afford to lose and what you can’t. Bet small amounts to begin with until you find your lucky streak.
Look for trends and patterns in the game while you keep score of the winning hands. This will assist you with card counting and could turn the play in your favor if you’re able to make simple predictions on the outcome of the game. Spotting the trends is the difference between the successful baccarat player and the other players at the table.
Follow the trends when you bet for the next round. For instance, if the banker won the last round, bet on the banker and see if the trend runs in your favor. Of course you are often in control of changing trends based on your bets. Perhaps the last four wins were the banker’s hand each time. The fifth round could see the banker win again, or maybe it’s time for the player’s luck to come in? There is no way to know for certain which makes gambling in baccarat simply that – a gamble.
Betting on a ‘streaky shoe’ can be highly entertaining. A streaky shoe, meaning the wins being alternated in quick succession between player and banker, makes for an unpredictable baccarat game. The rule here is to bet in threes. For instance, play a bet for $15 on the banker. Let’s say that you win. Place a second bet of $15 on the banker. You win another $15. For your third bet place $30 on the banker. If you win you’ve tripled your money. If you don’t you still have your original $15 and can try a new betting strategy.
If you are playing in a game that features a choppy shoe, the following strategy is advisable. Bet on the winner of the last hand being unable to win three hands consecutively. For example, if the banker has won the last hand, place a bet on the player’s hand. If the banker in fact wins again, place another bet on the banker. Bet on the banker for the third time with your maximum bet.
The most important thing to remember when playing baccarat is that strategy is only one part of the game. No strategy will help you win consistently at baccarat as too much of the game relies on the draw of the card, which is based purely on circumstance at the end of the day.
Baccarat Rules – How to Play
The player’s objective is to get a hand that is closer to 9 in value than the banker’s. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. (Thus the value of a hand is always between 0 through 9)
For example, if the players cards total 15, 10 is subtracted and the value of the hand becomes 5. An ace counts as 1, two counts as 2, etc. , up through nine counts as 9, but tens (also jacks, queens and kings) count as 0.
Playing The Game
To start a hand both player and banker are dealt two cards face down and the next move depends on the cards in the hands.
If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. The other must do so also. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Tied 9s or tied 8s are a stand off; no money changes hands. (unless ties can be bet on)
If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up).
Now it is the bankers turn. With a total of 7, he stands. With a total of 6 or less, his selection depends on the value of his two card total and the value of the card that the player drew. The rules are as follows:
Dealer Rules:
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Baccarat Rules
The game must be played by the rules, there are no options for either the player or the dealer. (Just bet and relax! 🙂
Baccarat Betting
Baccarat has a pretty reasonable set of odds for the player. On player bets the house has a small edge, to compensate for this the house takes a commission (usually 5 percent) on winning bank bets.
Bets are made prior to any cards being dealt. The banker plays against only one player at a time, but any or all the other players may bet on the hand.
Baccarat is played on a kidney shaped table that can sit up to 12 or 14 players depending on the size of the table. Three dealers (croupiers) run the game; one handles the cards, while the other two handle the wagers and the commission that is paid on winning bank bets. Where the players sit is not important, but bets must be made in a marked area on the table that corresponds to the players seat. Players may bet three ways: on the bank, on the players hand, or for a tie. Players often switch from betting on the bank to betting on the players hand and vice versa. (Betting for a tie is not usually smart, while having a larger payoff, it is considered one of the worst wagers in the casino.) A bet is made by placing money on the table in your marked area on the wagered spot. For example if you are player number 3 and wish to bet on the bank you place the desired wager amount on the table layout place for player number 3 marked bank.
Winning player and bank bets pay even money (excluding commissions). Hands that result in a tie pay off tie wagers at 8 to 1 and a bank or player bet is treated as a push with the money sitting on the table for the next hand.
Winning Strategy For Baccarat
Baccarat is a game of pure luck. The game is played using a fixed set of rules for the player and the dealer, and these rules represent the best odds of winning for both the player and for the house. Calculations have been made that show the odds of the player winning are 44.62%, losing 45.85%, and 9.53% to tie. Thus it would seem to be to your advantage to bet on the house winning on every hand.
To even out the odds the house charges a commission (usually 5%) on winning player bets placed on the house. How should this change the way a player wagers?
Factoring in the commission it turns out that you are still slightly better off by betting that the house will win. This assumes the commission is the usual 5%, however, should the commission change then you have to change strategy. If the commission is less than 5% then it is always to your advantage to bet with the house, while if the commission is more than 5% it pays to bet on the player winning.
Removing the tie hands in the event there is no payoff, the odds of the player winning are 49.32% and for losing 50.68%. For various commissions we can calculate the following average payoffs then, assuming 100 wagers of $1 were made.
| 4% commission | Betting on the player | Betting with the house | ||
| Winning | $49.32 |
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| Losing | $50.68 | |||
| Difference | ($1.36) |
| 5% commission | Betting on the player | Betting with the house | ||
| Winning | $49.32 |
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| Losing | $50.68 | |||
| Difference | ($1.36) |
| 6% commission | Betting on the player | Betting with the house | ||
| Winning | $49.32 |
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| Losing | $50.68 | |||
| Difference | ($1.36) |
You lose less by betting with the player. Baccarat sometimes allows for a bet to be made for a tie, and sometimes doesn’t (mini baccarat typically played online usually does). Although the odds of 8 to 1 may sound appealing, it is considered one of the worst wagers in the casino, so don’t bother making this bet part of your baccarat strategy.
If you play Online Baccarat remember that the player hand is always played out first, giving the banker hand a slight edge over the player hand. Because of this the banker hands win approximately 50.6% of the time and player’s hand approximately 49.4% of the time, when tie bets are excluded.
But, before you decide to place your bet only at the banker hand, you must remember this: all winning bets on the banker are taxed at the rate of 5%.
The most important thing on baccarat is: don’t make any mistake, because you give to the house a greater edge. Baccarat is very easy to play, because there are no difficult rules to learn or complicated strategies to follow. The most useful and simplest Strategy is to stick with banker and player bets and avoid tie bets.
Some baccarat players believe that tracking the outcome of previous hands helps them predict which hand will win next, but it’s doesn’t real, so a trend is not useful information. So, selecting the winner of each successive hand is a guess. But it’s a fun and profitable guess. and that’s what Online Gambling is all about.
Please, don’t forget:
a) If you place your bet on the banker has an advantage and positive expectation.
b) Nobody know if a trend will continue or end on the next hand.
c) If you decide to play online baccarat you must stay in calm and control yourself.
d) Start with a low bet, and let the winnings start piling up.
e) You must enjoy the game.
American Baccarat
At the American Baccarat only two hands are dealt: the “banker” hand and the “player” hand, regardless of the number of players at the table. The object of baccarat game is to bet on which of two hands will have a score closest to 9.
Players make bets before the hands are dealt any amount from the table minimum to the table maximum. There are three betting options:
1· Player hand
2· Bank hand
3· Tie
The Game is played with 8 or 6 complete decks of cards. The dealer shuffled the cards, and then placed in a special box called the “shoe.”
The players passing the shoe counterclockwise around the table to rotates the deal, and each “Player” can be the “Banker”. As long as the “banker” hand keeps winning the same person will keep dealing.
The banker-hand will be represented for the player with the shoe, although the player takes no additional risk and the casino remains the banker. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand.
4 cards are dealt face-down by the house dealer, 2 to the player-hand and 2 to the banker-hand. The player who wagers the largest amount on “player” gets first look at the player-hand.
Natural: If either hand has a total of 8 or 9 (the highest), and the casino dealer stops the cards dealt. But if it is not a natural, depending on the value of each hand the dealer may instruct the card dealer to draw a third card.
To play Baccarat just do a bet. Once a bet has been placed, there are no opportunities for further decisions – both the banker hand and the player hand are dealt according to Baccarat Drawing Rules.
Fixed rules results of the Baccarat’s in final hands of either two or three cards for each. The casino dealer keeps track of the gambler-hand and the banker-hand totals and says which is the winning hand.
The hand that holds 2 or 3 cards totaling closest to nine will be the winning hand. Bets on the banker or player are returned, if there is a tie.